The IRS has increased contribution limits across several account types, creating additional opportunities to maximize tax-advantaged savings and reduce taxes over time. If you have any interest in opening one of these accounts or have any questions, please feel free to reach out.
What changed from 2025 to 2026:
• 401(k) / 403(b) limits increased from $23,500 → $24,500
• 401(k) catch-up (50+) increased from $7,500 → $8,000
• Total 401(k) limit (employee + employer) increased from $70,000 → $72,000
• IRA contribution limit increased from $7,000 → $7,500
• IRA catch-up (50+) increased from $1,000 → $1,100
• Roth IRA income limits increased (allowing more people to qualify)
• Higher income threshold for required Roth catch-up contributions increased to $150,000
Below is a list of 2026 contribution limits:
Warren Capital Group’s foundational planning software allows you to access your online financial information in one place so you can easily monitor your portfolio, including investment, retirement, and credit card accounts.
There are multiple aspects to managing wealth and they require a consistent, disciplined approach. Our wealth management practice has discipline at its core and is designed to help our clients grow and protect their net worth.
Give your employees a benefit plan that will allow them to begin saving for retirement. We sit down with each company and assess the benefits of each type of plan for both the company and their employees. Employees will also have access to our foundational planning software.
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